Why we're different!

My family has lived and conducted business here in Delaware County for 5 generations.  We have seen the changes that a growing community with new business can bring, and the benefits of conducting business operations local and with local people.  Like my father, and forefathers, I have relied on the services of local businesses to keep our operations running smoothly, while continuing to reinvest in our community... more »

 

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Deposit Rates

Rates effective as of June 28, 2016. All rates subject to change without notice.

Certificate of Deposit/IRA

Minimum Balance to open an Account

Minimum Balance to avoid a Service Charge

Minimum Balance to
earn APY

Annual Percentage
Yield

91 Day

2,500.00

2,500.00

2,500.00

 .25%

6 Month

1,000.00

1,000.00

1,000.00

 .35%

12 Month

250.00

250.00

250.00

 .75%

18 Month

500.00

500.00

500.00

 .90%

24 Month

500.00

500.00

500.00

1.00%

30 Month

500.00

500.00

500.00

1.10%

36 Month

500.00

500.00

500.00

1.25%

48 Month

500.00

500.00

500.00

1.50%

60 Month

500.00

500.00

500.00

1.80%

Penalties apply for early withdrawal.

 

Money Market Accounts

Minimum Balance to open an Account

Minimum Balance to avoid a Service Charge

Minimum Balance to earn APY

Annual Percentage Yield

 Money Market

    10,000.00         N/A         N/A

 

 250,000.00 

 or More

     

 .50%

125,000.00 to 249,999.99

     

  .40%

75,000.00 to 124,999.99

     

  .30%

25,000.00 to 74,999.99

     

  .20%

10,000.00 to 24,999.99

     

  .15%

5,000.00 to 9,999.99

     

  .10%

 Less than  5,000.00

     

  .05%

All rates are variable and may change after the account is opened. Fees may reduce earnings.

 

Savings Accounts

Minimum Balance to open an Account

Minimum Balance to Avoid a Service Charge

Minimum Balance to earn APY

Annual Percentage Yield

Passbook Savings

10.00

N/A

 100.00

0.10%

 Statement   Savings

 10.00

100.00

 100.00

 

100.00 to 2,500.00

 

 

 

 0.10%

Greater than 2,500.00

 

 

 

 0.10%

All rates are variable and may change after account is opened. Fees may reduce earnings.

 

Checking Accounts

Minimum Balance to open an Account

Minimum Balance to Avoid a Service Charge

Minimum Balance to earn APY

Annual Percentage Yield

Just Checking

25.00

250.00

N/A

N/A

         

Now Checking

25.00

600.00

600.00

.10%

         

All Rates are variable and may change after the account is opened. Fees may reduce earnings.

For more information, stop by one of our Iron workers Bank locations, or contact an IWB Financial Specialist today: custsrv@iwsb.com.